Insurance is simply one of those things that we all have to invest in, and the same certainly applies when you’ve got a static caravan. You want to ensure that your investment is properly protected so you don’t lose out financially, and as such getting a static caravan insurance quote that meets your criteria should be your top priority.
You need to make sure that you’re getting the most comprehensive level of cover possible, but you also need to ensure that it’s within your budget. Luckily there are plenty of things you can do to reduce your quote, letting you have the cover you need at a price you can afford.
Just one thing you might want to try is having your caravan parked on a secure site, ideally one that’s been approved by the Caravan Club. By doing this your insurance company will view you as being a lower insurance risk – if you’re on a secure site you’re less likely to suffer from vandalism or burglaries, in their eyes at least, and as such you’re less likely to make a claim. This can have a dramatic effect on the overall quote, so should always be considered if you want to save some cash.
Then there’s the possibility of adding an alarm to the caravan itself. This again lowers your insurance risk so you’ll be able to pay lower rates accordingly, and the small initial outlay of an alarm will be more than paid back by the reduction in premiums.
So, don’t think that you have to pay extortionate premiums to get adequate cover. If you bear in mind a couple of simple tips you’ll easily be able to reduce your static caravan insurance quote, so always do everything you can to get the best deal and you’ll never have to worry about breaking the bank again.
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