Landlords need specific landlord insurance

Normal home insurance isn't designed for landlords and their rental properties so may not pay for claims such as burst water pipes or accidental damage caused by tenants.

Landlord insurance from Direct Line costs less than you might think. Especially as we:

Beat any quote for the same cover - GUARANTEED!
(terms and conditions apply)
Give you 0% interest on your monthly payments
(Subject to status. For the first year only. 18s and over. Typical 0% APR.)
Call our UK based expert team on 0845 303 1763.

RETRIEVE A SAVED QUOTE
GET A LANDLORD INSURANCE QUOTE
Direct Line landlord insurance is different to normal home insurance

Normal home insurance isn't designed for rental properties. Which means YOU could end up spending money putting things right if something goes wrong.

To ensure you are fully protected, it is recommended that you purchase landlord insurance, which provides the right protection and additional cover you need as standard.

Our standard landlord insurance includes:

A range of protection including buildings cover as well as public and property owners' liability up to £2m
Public liability - Protection in the event your tenant claims against you for an injury, and you are found to be legally liable. Public liability insurance will cover costs associated with legal action
Contents only cover for landlords with leasehold properties, such as flats, where the buildings insurance may already be arranged by a freehold management company
Alternative accommodation costs following an insured event, for example a flood or fire (up to 20% of the rebuild value of your property)
Glass and locks replacement
Accidental damage to your property
As well as increasing many of the above limits you can extend cover to include:

Landlords' contents insurance, including those contained within communal areas
Loss of rent following an insured event
Employers' liability - protection in the event an employee claims against you for an injury caused in the course of their employment
For more information on landlord insurance and important differences between a normal home policy and landlord insurance call our expert team on 0845 303 1763

1 comment:

James Ingram said...

Thanks for all the information on landlords insurance, i was wondering if my house is not currently let to anyone can you defer your insurance for a period of time?

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