American Car Insurance

As a UK driver, American car insurance can not only be difficult to find but it can also be pretty expensive. With our comparison tool you can get prices from dozens of insurers in just a few minutes to increase your chances of finding affordable cover.

The cost of insurance for an American car
One reason cover can be costly is that American car imports are seen as a greater insurance risk simply because they tend to have more powerful engines. Another reason is because car parts for imported models are often harder to come by and, should you be involved in an accident, there's a good chance that repair costs will be high.

And, because most UK insurers are unlikely to provide insurance for a vehicle that has not been designed or built specifically to meet EU standards, the chances are that you will need to take out some form of specialist car insurance to ensure that your American car is legally insured.

Ways to get cheaper American car insurance
Whether you drive an American muscle car, a Hot Rod, a Street Rod or a Pick-Up there are a number of ways that you can lower the cost of your car insurance.

When looking for US car insurance it may be worthwhile checking out companies that specialise in American import insurance as they will have knowledge of the type of vehicle you are insuring, access to approved repairers and may even be able to offer discounts.

It may also be a good idea to become a member of an American vehicle owners club as membership may entitle you to discounted car insurance. This is because some insurers see enthusiasts as a lower risk group that are less likely to be reckless with their vehicle.

If you are driving a classic American car then it is also worthwhile comparing the prices offered by companies that specialise in classic car insurance or classic American car insurance as they may provide cheaper premiums for older, more cherished vehicles.

The major difference between cars from the US and cars from the UK is the fact that the steering wheel is situated on the left hand side of American cars rather than the right hand side, as in UK cars. So a good tip is to try out non-specialist insurers that may offer left hand drive insurance. If you can find a discount car insurer that offers cover for left hand drive vehicles then this could save you money on your car insurance.

There are also a number of 'common sense' tips that can bring down the price of your premium such as fitting insurer approved security devices to your car, keeping it in a locked garage overnight and, if you can avoid using it as a daily driver, you may be able to reduce the cost of your American car insurance by reducing the amount of miles you travel