Aetna Family Health Insurance Options

There are many different options when it comes to Aetna family health insurance plans. The Aetna family health insurance plans all use a Preferred Provider Organization (PPO) network of physicians, pharmacies, hospitals, specialists, etc. Using this network of preferred provider’s results in lower costs to members, and therefore lower co-insurance portions. You do still have the choice to go to any health care provider of your choosing, and you will still be eligible to received benefits. However, costs are higher if you choose to receive medical care from out-of-network providers. The Aetna family health insurance provider network, however, is huge, with over 500,000 physicians, nurses, and specialists.

An example of an Aetna family health insurance plan is the Aetna Advantage Managed Choice Open Access and PPO Value 2500 Plan. This is one of the more balanced plans in the Aetna family health insurance product offerings. This is because it has moderately priced monthly premiums and a middle-of-the-road deductible. Many of the Aetna family health insurance plan options have very high deductibles in order to keep monthly premiums down. These particular Aetna family health insurance policies are designed to work alongside a health savings account. Other Aetna family health insurance plans have deductibles as low as $1,500 with higher monthly premiums.

The Aetna family health insurance plan, PPO Value 2500, has an annual deductible of $2,500 per individual per year, with an out of pocket maximum of $5,000 per individual. For the first five office visits per year, the deductible is waived. Prescription drugs are covered, and the deductible does apply for hospitalizations, skilled nursing services, durable medical equipment, and physical or occupational therapy. This is just a brief summary of one Aetna family health insurance plan to give you an idea of what they are like. There are many other Aetna family health insurance plans and options for you and your family.

As with any health insurance plan, the Aetna family health insurance policies have certain services included and others that are excluded. Aetna offers a separate dental plan, so dental benefits are usually excluded from most Aetna family health insurance plans.

Aetna family health insurance plans also have come up with a special category to assign to excellent health care providers who meet certain high standards of quality and care. Members enrolled in an Aetna family health insurance policy can choose one of these specially identified physicians. This provides increased peace of mind and confidence that you are receiving medical care from one of the best doctors in the network.

So if you do not receive benefits through a group health plan at your place of employment, consider purchasing your individual policy on the private market. Certainly, you should consider one of the Aetna family health insurance plan options. There is a wide range of products to choose from, based on your medical needs, and on your budget. You can choose from high deductible Aetna family health insurance plans, to low deductible plans, depending on where you want your monthly premiums to be.

Aetna also offers Medicare, dental and group health plans, in addition to their individual and Aetna family health insurance plans.

Sam Dicosta shares his knowledge on health insurance that makes you able to find the plans that best fits your needs. If you want to know about affordable group health insurance, Individual Health Insurance Quotes, Aetna health insurance, Medical Insurance, Aetna family health insurance, group health insurance, affordable health insurance georgia visit www.usa-healthinsurance.com

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